Contact

Financial Adviser in Essex

Johanna Bowcher

I’ve worked in financial services for over 30 years, and in that time I’ve learned that good advice isn’t just about numbers – it’s about people. As an Independent Financial Adviser with a Diploma in Regulated Financial Planning, I help with pensions, investments, protection, retirement planning and tax planning. But more importantly, I’m easy to talk to. I make sure everything is explained clearly and simply, – no jargon, just clear and supportive advice, so you feel comfortable and confident about your choices.

I work with individuals, families, and business owners, and I love building long-term relationships where clients know they can pick up the phone and have a friendly chat whenever they need advice. My clients often leave kind reviews on VouchedFor, which I’m so proud of because they reflect the trust and reassurance I aim to bring.

When I’m not working, I’m a busy mum to two wonderful girls and two lively Frenchies – and whenever I get the chance, I love to travel and explore new places.

Financial Advice Services

My Financial Advice Process

1

At your initial meeting (which is free of charge) I will discuss the advice process with you and help you understand how I am able to assist with your financial needs.

2

I will carry out an extensive assessment of your financial circumstances to understand your situation and present you with an appropriate recommendation.

3

I will arrange and implement your agreed plan. This will include handling all of the fund and policy administration and ensuring documents are issued in line with your expectations.

4

As your financial and personal objectives may change over time I believe ongoing support is crucial in ensuring your protection insurance remains up to date and will give you regular updates and information regarding this.

Financial Guidance

Read my client reviews

“Jo is amazing. We went through everything and she helped me to understand where my pensions were and what they were worth. Her down to earth approach with my total lack of understanding on the pension world and the way she explained things without any jargon has helped me so much.”

★★★★★

 

“Johanna was a huge help with both inheritance planning and sorting out my pension. She made everything easy to understand and gave great advice on how to make things as tax-efficient as possible. She really took the time to explain my options and made sure everything was set up properly for the future. I’d recommend her to anyone needing solid financial advice!”

★★★★★

 

“Jo has always been available either oh phone/email and visits to go through the options that best suited us. She’s been a superstar.”

★★★★★